Eligibility

RIH will provide *eligible new employees with Medical, Dental, and Prescription Insurance Coverage. 
*you must work 30 hours per week or a .8 FT work schedule, Custodians/Maintenance/Grounds employees have a 90-day probationary period 
See the RIHEA/RIHAA Agreement for specific details


If you start at the beginning of the school year (Sept 1) your coverage will start on September 1 
                                            otherwise
        Coverage begins on the 1st of the month following your start date.  Example: Your start date is November 5; Your first day of coverage is December 1
         YOU ARE COVERED 12 MONTHS   

Employee health benefits contributions are made in accordance with all applicable NJ statutes. 
         You can calculate your contribution by entering your information into the calculator below
            

Employee Contribution Calculator - RIH 2023/2024  *YOU MUST ENABLE THE MACROS FOR THE CALCULATOR TO WORK 

2023/2024 Premiums (what the district pays)

Medical Benefits  

Medical - Aetna/SHIF  -  Side by Side Comparision Chart - All Plans

 Group 1 - Employees hired after 7/1/20

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 Group 2 - Employees hired between 7/1/07 - 6/30/20

Medical, Dental and Prescription

- Aetna (SHIF) NJ Educators Plan Summary w/ NJE Benecard Prescription Plan 
- Aetna (SHIF) Garden State Health Plan w/ GS Benecard Prescription Plan
- Aetna (SHIF) POS $15 w/ Benecard Prescription Plan

Dental  
- Delta Dental

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 Group 3 - Employees hired prior to 7/1/07

Medical, Dental and Prescription

- Aetna (SHIF) NJ Educators Plan Summary w/ NJE Benecard Prescription Plan
- Aetna (SHIF) Garden State Health Plan w/ GS Benecard Prescription Plan
- Aetna (SHIF) POS $15 w/ Benecard Prescription Plan
- Aetna (SHIF) POS $10 w/ Benecard Prescription Plan

Dental
-Delta Dental